Services & Pricing · Fully Transparent

Everything you need. One fixed fee.

Professional bookkeeping and payroll for UK sole traders, CIS subcontractors, contractors, and small businesses. Pick a monthly plan or just the service you need. No hidden fees, no long contracts, no surprises.

Fixed monthly fees
No surprise invoices, ever
No long contracts
Cancel any time with 30 days notice
Direct access to Andreea
No call centres, no handoffs
What We Do

Six services,
one standard.

Bookkeeping, payroll and clean records — delivered with the precision of a senior finance professional. Pick what you need, or let us keep everything current.

01 · Core

Bookkeeping

Accurate, timely recording of every transaction, to trial balance. Your books, always clean and up-to-date in Xero.

  • Daily transaction recording
  • Bank reconciliation
  • Supplier & customer ledgers
  • Monthly summary report
02 · Records

VAT Records & MTD

Digital, MTD-compliant records kept all year, with your VAT figures prepared from the books for your review and approval.

  • MTD-compliant digital records
  • Quarterly VAT figures prepared
  • You review & approve before anything goes anywhere
  • Full digital audit trail
03 · Specialist

CIS Record-Keeping

Clean, reconciled Construction Industry Scheme records for contractors and subcontractors.

  • CIS deductions recorded & reconciled
  • Subcontractor payment records
  • Deduction statements prepared
  • Year-end summaries ready for filing
04 · People

Payroll

Reliable monthly payroll for small teams — wages, deductions and payslips, done on time every time.

  • Gross-to-net calculations
  • Statutory & voluntary deductions
  • Payslips for every employee
  • CIS subcontractor deduction processing
05 · Insight

Management Reports

Clear monthly or quarterly reports from your books, for your own internal use — so you always know where you stand.

  • Income & expense summaries
  • Trial balance & ledger reports
  • Simple visual dashboards
  • For your internal use, always
06 · Systems

Xero Setup & Migration

Six Xero certifications. We set up, migrate and organise your digital records properly, then train you to use them.

  • Full Xero setup & chart of accounts
  • Bank feeds & receipt capture
  • Migration from spreadsheets or other software
  • Training so you stay in control
Transparent Pricing

Simple plans,
no surprises.

Fixed monthly fees — the price you see is the total you pay, VAT included. All plans include Xero software on a Garnvale partner plan. Cancel any time with 30 days notice.

What's included in every plan
  • Xero softwareMTD-ready cloud accounting on a Garnvale partner plan, included at no extra cost
  • Direct access to AndreeaNo call centres, no handoffs, no junior staff
  • Fixed monthly feeSame price every month — never a surprise invoice
  • Cancel anytime30 days notice, no exit fees, no questions asked
  • HMRC Agent AuthorisedWe file on your behalf so you don't have to
New · April 2026
MTD Ready
Digital Records
£60
per month, all-inclusive

For sole traders and landlords moving to Making Tax Digital. We keep your records digital and quarter-ready, so filing is simple.

  • Digital bookkeeping to trial balance
  • Quarterly records prepared & MTD-ready
  • Xero software included (partner plan)
  • Income & expense summaries
  • Email support · 48h response
Get Started
Starter
Sole Trader Books
£95
per month, all-inclusive

For freelancers and self-employed people who want their books kept clean, current, and ready whenever they're needed.

  • Everything in MTD Ready
  • Monthly bookkeeping (up to 50 transactions)
  • Bank reconciliation
  • Expense categorisation & receipt capture
  • Email & phone support
Get Started
Complete
Books & Payroll
£295
per month, all-inclusive

For established businesses that want their bookkeeping and payroll run properly, every month, by one dependable person.

  • Everything in Growth
  • Unlimited transactions
  • Payroll for up to 5 employees
  • CIS subcontractor deduction processing
  • Monthly management reports (internal use)
  • Monthly review call · same-day response
Get Started
Construction Industry Scheme
Specialist Plans

Built for construction businesses.

If you work in construction, your records have quirks — CIS deductions, subcontractor payments, materials. We keep them clean and organised so nothing gets lost.

CIS Subcontractor
Subcontractor Books
£80
per month, all-inclusive

For self-employed subcontractors who want their income, expenses, and CIS deductions tracked properly all year — so tax time is painless.

  • Monthly bookkeeping of income & expenses
  • CIS deductions recorded & reconciled
  • Expenses captured all year (tools, fuel, PPE)
  • Year-end summary ready for your tax return
  • Records kept digital & MTD-ready
Get Started
CIS Contractor
Contractor Books
£155
per month, all-inclusive

For contractors paying subcontractors who need their deduction records kept straight and their books current.

  • Monthly bookkeeping (up to 100 transactions)
  • Subcontractor payment & deduction records
  • Monthly deduction statements prepared
  • Bank reconciliation & expense tracking
  • Records ready for your CIS return filing
Get Started
The small print, in plain English
  • The price you see is the price you pay. All prices are the total charged, inclusive of VAT — nothing is added at checkout.
  • Monthly rolling, no tie-in. Cancel any time with 30 days’ notice. No exit fees, and your records are handed over cleanly.
  • Transaction limits are there for fairness, not for catching you out. If you regularly run over your plan’s limit, we’ll talk first — nothing changes on your bill without your agreement.
  • Out-of-scope work is always quoted before it starts. One-off projects (an HMRC enquiry, a previous year’s catch-up, a company restructure) sit outside the monthly fee and are agreed in writing first.
  • Response times are commitments, not aspirations. MTD Ready and Starter: within 48 hours on working days. Growth: within 24 hours. Complete: same working day.
  • Fees are reviewed once a year, with at least 30 days’ notice of any change — never mid-year, never backdated.
Optional Add-ons

One-off services
and extras.

Available as standalone services or as add-ons to any plan. Prices are the total you pay, VAT included — no commitment required.

Xero Setup & Onboarding
Complete setup, chart of accounts, bank feeds, integrations and training.
From £200
Catch-Up Bookkeeping
Behind on your records? We’ll bring them fully up to date, month by month.
From £40 / month
Payroll (Standalone)
Monthly payroll processing and payslips for small teams.
From £25 + £6/employee
Additional Payroll Employees
Beyond the 5 included in the Complete plan.
£6 / employee
Receipt & Expense Digitisation
We set up and manage digital receipt capture so nothing gets lost.
From £15 / month
Management Report Pack
A clear monthly or quarterly summary of your numbers, for your own internal use.
From £50
Our Three Promises

Complete
transparency.

You will always know exactly what you are paying for. No hidden costs, no surprise invoices, no commitment traps. Just clear, fair, fixed pricing.

Fixed monthly fees
Your price never changes mid-year. If your needs grow, we discuss it openly and agree any change before it happens.
No long contracts
Cancel any time with 30 days notice. We earn your business every single month, not lock you in with a 12-month contract.
Direct access to me
You work with Andreea directly — no call centres, no juniors, no handoffs. One person, fully accountable for your account.

Not sure which
plan is right?

Take a free 30-minute discovery call. We will walk through your business and recommend the right plan — or just tell you what you actually need.